Group Health Insurance                  " Group Health Insurance Quote Form."

We provide insurance to members of a formal group with as few as two ( 2) employees.

What are the advantages of group insurance over individual insurance?

A: For an employer that intends to provide insurance protection to its employees, the group approach ensures that all employees, regardless of health, can be covered. Those with known health problems, who might otherwise be unable to obtain individual insurance, can be covered automatically upon employment without evidence of insurability. Although some limits may be imposed on new hires for certain conditions that predate their enrollment in the plan, most employees can receive coverage as soon as they are eligible.

Group insurance offers a lower cost per unit of protection than individual insurance, because the economies of scale resulting from selling, installing and servicing one plan covering many individuals. In addition, group plans are typically more flexible and tend to provide more liberal benefits than individual coverage

Q: What types of group protection do most employers provide?

A: Although there are many variations of each, the major types of insurance coverage provided by employers to their employees are life, disability and health or medical. Some employers also provide additional coverages, including dental care.

Because every group is different, we take the time to find the right plan for your group. To find out more information, or just check out the rates for group health insurance, give us a call at 636-227-9598 and ask for Daniel Maurer. We will provide you comparisons of various carriers and the options available to you.   Or fill out our no obligation              

                                       
" Group Health Insurance Quote Form."