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The Companies We Work With
Below is a list of some of the insurance carriers we work with at Mo. Brokerage Services, Inc.. For more information, or if you do not see a company that you are looking for, please contact us.
Short Term Temporary Medical Insurance: http://stmdirector.eassuranthealth.com/agentlink.aspx?linkid=433ce052326a71f9
Student Medical Insurance: https://www.etdbw.com/fh/ss/servlet/agententry?linkid=753b9f0a4dc47bff
Do You really need medical coverage if your healthy? Even though we do our best to maintain a healthy lifestyle, the possibility of suffering a critical illness before age 65 remains a reality.
As when you look at the statistics, you see the chances of something happening between the ages of 25 and 65:
Death: 1 in 17
Disability 1 in 30
Heart attack, Stroke or Cancer: 1 in 2
Final Analysis: 8 times greater chance
It won't happen to me but when you look at the claims in the past three years, you see the average age of 42 that are making critical illness claims.
The reality of it. Will you survive financially?
According to the American Cancer Society, over 65% of cancer related expenses, are indirect, not covered by traditional health insurance.
1999 AMA study:
33% of families studied depleted all or most of their life savings: over 20% forced to make dramatic changes in lifestyle.
Harvard Study: Bankruptcies in the US
Financial Survival
Survey, Commonwealth Fund, NY
50-70 Age Group, significant gaps in coverage
39% w/individual coverage and 30% w/group coverage had a
problem paying medical bills or medical debt
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